A hit-and-run can be a frightening and overwhelming experience. Not only do you have to cope with potential injuries and property damage, but the responsible driver has fled the scene—making it harder to seek compensation. Here’s a step-by-step guide to protect your rights, document the incident, and secure the legal help you need.
1. Prioritize Your Health and Safety
- Check for Injuries
- Assess yourself and any passengers for injuries. Even “minor” aches could signal internal trauma.
- If you’re seriously hurt or suspect head, neck, or back injuries, do not move—call an ambulance immediately.
- Move to Safety
- If you can, pull over to the side of the road or onto the shoulder to avoid further collisions.
- Turn on your hazard lights and, if available, place warning triangles or flares behind and ahead of your vehicle.
- Seek Medical Attention
- Even if you feel fine, get a professional evaluation. Some injuries (e.g., whiplash, concussions) manifest hours later.
- Keep all medical records, bills, and referrals—they’re essential evidence for your eventual claim.
2. Document the Scene Rigorously
- Photograph Everything
- Take clear, wide-angle and close-up shots of:
- Your vehicle’s damage, especially impact points.
- Any skid marks, debris, or damaged roadside property.
- Surrounding street signs, traffic lights, and the general environment.
- Take clear, wide-angle and close-up shots of:
- Note Key Details
- Time, date, and precise location (street name, mile marker, GPS coordinates).
- Weather, lighting, and traffic conditions.
- Any distinguishing features of the fleeing vehicle—make, model, color, partial plate number if you saw one.
- Gather Witness Information
- Ask bystanders if they witnessed the accident; collect names, phone numbers, and email addresses.
- Note down what they saw: direction of the fleeing car, approximate speed, and any conversation they overheard.
3. Notify the Authorities Immediately
- Call the Police
- Report the hit-and-run without delay, even if your injuries seem minor.
- Provide them with all details and photographs.
- Obtain a Police Report
- Ask for the report number and the investigating officer’s name and badge number.
- Request a copy of the full police report as soon as it’s available—it’s crucial for insurance and legal claims.
4. Inform Your Insurance Company
- Report Promptly
- Most insurers require notice of any accident within 24–48 hours.
- Provide a factual account: when, where, how, and that it was a hit-and-run.
- Review Your Policy
- If you have Uninsured Motorist (UM) Coverage, you may be covered even when the at-fault driver can’t be identified.
- Ask about medical payments (MedPay) or personal injury protection (PIP) if your policy includes them.
5. Preserve and Organize Evidence
- Medical Records: Diagnosis, treatment plans, prescriptions, and therapy notes.
- Repair Estimates: Written quotes from reputable auto body shops.
- Expense Logs: Transportation to appointments, prescription costs, lost wages documentation.
- Communication Records: Emails or letters with insurance adjusters, medical providers, and any other parties.
6. Consult an Experienced Auto Accident Lawyer
A hit-and-run claim can be complex. An attorney can:
- Evaluate Coverage: Determine which policies apply (UM, PIP, MedPay).
- Handle Negotiations: Advocate with your insurer to secure fair compensation.
- Pursue Additional Remedies: If the driver is later identified, your lawyer can take them to court for damages beyond insurance limits.
Key Qualities to Look For:
- Specialization in auto accidents and uninsured motorist claims.
- Proven Track Record of successful settlements and verdicts.
- Clear Fee Structure—many lawyers handle these cases on a contingency basis (no fee unless you win).
7. Know Your Legal Deadlines
- Statute of Limitations for filing a personal injury claim varies by state but typically ranges from 1–3 years from the accident date.
- Missing this deadline can forfeit your right to compensation, so contact a lawyer promptly.
Conclusion & Next Steps
Being the victim of a hit-and-run accident is stressful, but following these steps can protect your health, evidence, and legal rights:
- Get medical help and prioritize your safety.
- Document the scene thoroughly and secure witness statements.
- Notify police and insurers without delay.
- Organize all evidence—medical records, expenses, and correspondence.
- Consult a qualified auto accident lawyer who specializes in hit-and-run and uninsured motorist claims.
Taking swift, organized action maximizes your chances of recovering damages for medical bills, vehicle repairs, lost income, and pain and suffering. If you have questions or need a referral to a trusted hit-and-run attorney, contact us today for a free consultation.