Jan Arogya Yojana: Modi government gave a new surprise to Ayushman Bharat Yojana. The Union Cabinet on Wednesday approved health coverage for all senior citizens above the age of 70 under this flagship scheme.
Pradhan Mantri Jan Arogya Yojana: Senior citizens are already covered under this scheme. This time the Modi government gave a new surprise to Ayushman Bharat Yojana. The Union Cabinet on Wednesday approved health coverage for all senior citizens above the age of 70 under this flagship scheme.
Who will get this benefit?
On 11th, in the presence of Prime Minister Modi, in the Central Ministerial Meeting, health coverage for senior citizens of 70 years and above has been approved under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. As a result, you will get this benefit irrespective of your financial status.
What are its benefits?
This day, after the Minister’s meeting, Minister of Information and Broadcasting, Ashwini Vaishnav, said, “Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, a decision has been taken to provide health coverage to senior citizens above 70 years of age. There is a great mental thought in this decision. Senior citizens above 70 years of age will get free treatment up to Rs 5 lakh. This will benefit about 4.5 crore families in the country, which include about 6 crore senior citizens.”
Modi kept his promise
While releasing the BJP’s manifesto for the April 2024 Lok Sabha elections, Prime Minister Modi had also announced coverage for senior citizens aged 70 years and above.
Free services are available regardless of socio-economic status
According to a statement of the Council of Ministers, all senior citizens aged 70 years and above will now get the benefits of PM-JAY (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana). Under this scheme, eligible senior citizens will get a unique card.
Senior citizens aged 70 years and above already covered under the scheme will get an additional top-up cover of up to Rs 5 lakh per year (Which should not be shared with any member of their family below the age of 70 years). All other senior citizens aged 70 years and above will get a cover of up to Rs 5 lakh per year, depending on the family.
You can choose any
Senior citizens of the prescribed age, who are already availing other public health insurance schemes like Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Forces (CAPF), can continue with their existing plan. Or you can choose AB PMJAY.
You will get benefits even if you join the state government scheme
People who have a private health insurance policy or who are covered under the Employees State Insurance Scheme will be eligible for benefits under AB PM-JAY.
What is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana?
AB PM-JAY is the world’s largest publicly funded health insurance scheme, providing health cover of Rs 5 lakh per family for secondary care hospitalisation to 55 crore individuals from 12.34 crore families. All eligible family members, irrespective of their age, are covered under the scheme, the statement said. Also, it has provided hospitalisation cover to 7.37 crore people, of which 49 per cent are female beneficiaries. The scheme has benefited the public by over Rs 1 lakh crore.
The AB PM-JAY scheme has seen a steady expansion of the beneficiary base. Initially, 10.74 crore poor and vulnerable families from the bottom 40 per cent of India’s population were covered under the scheme. Later, the government expanded the beneficiary base under AB PM-JAY from 10.74 crore to 12 crore families, taking into account the 11.7 percent increase in India’s population as compared to 2011. The scheme was further extended to provide access to free health care facilities to 37 lakh ASHA/AWW/AWH women health workers operating across the country and their families.
